DIBCLASSIC
•••• •••• •••• 2290PayPakPayPak Classic
Everyday spending across Pakistan
- Annual feeRs 1,000
- Daily ATMRs 50,000
- UsePakistan
Banking that moves at your pace.
Open your Shariah-compliant account in minutes and manage everything — anytime, anywhere.
100% Shariah-compliantRegulated by SBPDIB Group since 1975
Life milestones
With you at every stage of life
Home Finance
How much home can you afford?
Answer three quick questions for an instant estimate. It's free and doesn't affect your credit record.
- Buy, build or renovateOr transfer your existing home loan to halal financing.
- Up to 20 yearsFlexible tenures that fit your monthly budget.
- Shared ownershipYou and the bank co-own; your share grows every month.
Income
Commitments
Result
Your income
We use this to estimate a comfortable monthly rental.
Rs
years
Your commitments
Include instalments on any existing financing or cards.
Rs
3 years20 years
You could finance up to
—
—
Property budget—
Monthly rental—
Your share (25%)—
Indicative estimate using a 16% p.a. benchmark rental rate and up to 50% of income towards instalments. Final eligibility depends on verification and bank policy.
Islamic banking, explained
Fair by design
No interest. Every DIB product is built on real trade, shared ownership and shared risk — approved by our Shariah Board.
Debit cards & offers
Cards that reward you.
Contactless, Shariah-compliant debit cards you control in the app — plus exclusive discounts every time you pay.
DIBGOLD
•••• •••• •••• 4821UnionPayUnionPay Gold
Higher limits, accepted worldwide
- Annual feeRs 2,500
- Daily ATMRs 100,000
- UseWorldwide
DIBPLATINUM
•••• •••• •••• 7713VISAVisa Platinum
Lounges and the highest limits
- Annual feeRs 6,000
- Daily ATMRs 250,000
- LoungesSelected
DIB Mobile App
Your bank, in your pocket
Everything you'd do at a branch — and more — securely from your phone.
- Digital onboardingOpen an account with your CNIC.
- Raast transfersInstant and free, to any bank.
- Bills & top-upsPay utilities in a tap.
- Card controlsFreeze and unfreeze instantly.
- Scan & payPay any Raast QR merchant.
- Biometric securityFingerprint and face login.
Raast transfer receivedFrom Ahmed K. · just now+Rs 25,000
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Branches & appointments
Visit us, without the wait
See which branches are open right now and book a time with our team.
Stay safe
DIB will never ask for your PIN or OTP
- We never ask for your PIN, OTP or password by call, SMS or WhatsApp.
- We never send links to "verify" or "unblock" your account.
- We never ask you to move money to a "safe" account.
Begin your journey with Dubai Islamic Bank
Open your account today, or talk to us about the right solution for your family.